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Today's 30-Year Fixed Mortgage Rate is 5.50%!
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Last Weeks Rates

GroupOne Mortgage
916-383-4185
  • 30-year Conforming 5.75%
    (APR: 6.02%)
  • 15-year Conforming 5.50%
    (APR: 5.96%)
  • 5-year Conforming 5.375%
    (APR: 5.89%)
Sierra Capital Financial
916-613-6533
  • 30-year Conforming 6.00%
    (APR: 6.25%)
  • 15-year Conforming 5.65%
    (APR: 5.98%)
  • 5-year Conforming 5.44%
    (APR: 5.93%)
Velocity Mortgage
214-481-0816
  • 30-year Conforming 6.10%
    (APR: 6.31%)
  • 15-year Conforming 5.70%
    (APR: 6.11%)
  • 5-year Conforming 5.57%
    (APR: 6.12%)
Last Updated: November 14, 2008


Current Rates

November 21, 2008 Current Rates 52-Wk High
Fed Funds: 1.00% 4.50%
Prime Rate: 4.00% 7.50%
LIBOR: 2.15% 5.15%
30-yr Mortgage: 6.14% 6.61%
15-year Mortgage: 5.84% 6.22%
5-year ARM: 5.94% 6.14%
Jumbo Mortgage: 7.68% 7.89%
Home Equity Loan: 5.03% 6.96%
* Base rate posted by 75% of the nation's largest banks.
Source: Reuters, WSJ Market Data Group, Bankrate.com

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Mortgage Glossary



A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



Home Owner Loan:


A pledge of property as security for a debt in the form of a lien placed on the borrower's property, as collateral for a loan. If the borrower defaults on the loan the lender has the ability to sell the property to satisfy the loan.


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Last update: November 14, 2008



Mortgage payment's on $200,000 are as low as $895/mo*.
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